Jatropha Tree Investment via a SIPP
Did you realise that you can transfer some or all of your existing personal pension funds into a SIPP? It’s a simple process that can be done for you by our expert advisers and which allows your investment in Jatropha trees to multiply taxfree within the fund.
We have gone to great lengths to find an Independent Financial Adviser who is qualified to set up SIPP investments. He has a ready-made and FSA-approved SIPP structure in place.
If your pension is not performing, Stop losing money today by investing in Jatropha. Would you like to check how much you have in your pension? Just give us a call and we will put you in contact with our Financial Adviser. Tel 0845 226 2931
What is a SIPP?
A SIPP – Self Invested Personal Pension – is a form of pension plan where you choose where your money is invested, rather than the more conventional type where a fund manager invests it for you. You have total control. You can invest a lump sum, a regular sum or transfer some or all of your existing plan(s), or a combination of some or all the above – the choice is yours.
A SIPP is a defined contribution pension scheme (also known as a “Money Purchase Scheme”). The amount of pension that is paid out to the individual on retirement is dependent on the total value of money that has accrued from contributions paid, whether by the individual or their employer, plus any return gained from the investments made with the contributions received.
As with all pensions, you get income tax relief at your highest rate for all contributions, so that a higher rate taxpayer could invest £10,000 and get a tax rebate of £4,000 meaning that the investment of £10,000 has only cost them £6,000. But all earnings within the fund are based on a £10,000 investment.
Not only are the contributions net of tax; all income and capital gains earned by the fund are free of all taxes, although dividends on company shareholdings (not appropriate to this investment) are paid net of 10% tax. This makes the potential growth from compounding quite extraordinary.
And when you come to retire, aged 50 or more (55 from 2010 tonwards), you can take out 25% of your fund as a tax-free lump sum. This is an ideal way to maximise your returns from Jatropha tree investments. Whether you have one or more pension funds going back years from a previous employer, which can be transferred into a SIPP, or whether you set up a new SIPP and make monthly, quarterly (or whatever) contributions, you can re-invest each year’s returns to compound your gains.
